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Bay Area Utility Rate Plans: Optimizing for Heat Pumps

Navigate PG&E rate plans to minimize electricity costs for your heat pump system.

Mike ChenJune 21, 20257 min read

Understanding Time-of-Use Rates

PG&E charges different rates throughout the day. Peak rates (4-9 PM) can be 2-3x off-peak rates. Strategic HVAC operation saves money.

Available Rate Plans

E-TOU-C is default for most. E-TOU-D suits all-electric homes. E-ELEC (new) optimizes for electrification. EV rates work for some configurations.

Pre-Cooling/Pre-Heating Strategies

Cool your home before 4 PM peak pricing starts. Let temperature drift slightly during peak hours. Resume normal operation after 9 PM.

Smart Thermostat Integration

Many smart thermostats integrate with utility rates to automate cost optimization. Set your comfort limits and let automation handle timing.

Solar Rate Considerations

With solar, net metering provides credits during production hours. This may change optimal operation timing—consult your specific situation.

Comparing Your Options

PG&E's comparison tool shows estimated costs under different plans. Run it with your actual usage data for accurate comparison.

Frequently Asked Questions

Quick answers to common questions

Only if you have an EV charging during off-peak hours. Without EV, other plans usually work better.

Shifting half of peak-hour HVAC usage to off-peak can save 15-25% on cooling costs depending on rate plan.

Related topics:

PG&E rateselectric rates heat pumptime of use

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